On Saturday evening, the Department of Health Central Visayas (DOH-7) released its official, consolidated data of the COVID-19 cases in the region as of February 12, 2022.
The whole island of Cebu — Cebu City, Lapu-Lapu City, Mandaue City, and Cebu Province — recorded 198 new confirmed COVID-19 cases, 564 new recoveries, and 5 new deaths. Cebu’s total active cases declined to 7,617 (from 7,987).
Cebu City – Total confirmed: 53,106 (+81 new) – Total recoveries: 47,170 (+409 new) – Total deaths: 1,638 (+1 new) – Active cases: 4,298
Lapu-Lapu City – Total confirmed: 16,822 (+15 new) – Total recoveries: 15,365 (+0 new) – Total deaths: 493 (+2 new) – Active cases: 964
Mandaue City – Total confirmed: 15,208 (+26 new) – Total recoveries: 14,160 (+2 new) – Total deaths: 480 (+2 new) – Active cases: 568
Cebu Province – Total confirmed: 45,274 (+76 new) – Total recoveries: 40,778 (+153 new) – Total deaths: 2,709 (+0 new) – Active cases: 1,787
SUMMARY OF COVID-19 CASES IN CEBU:
Total Active Cases in Cebu: 7,617 (from 7,987)
Total Confirmed Cases in Cebu: 130,410 (+198 new)
Total Recoveries in Cebu: 117,473 (+564 new)
Total Deaths in Cebu: 5,320 (+5 new)
A total of 1,903 laboratory results were released.
NOTES from DOH-7:
*As per DOH-7, the additional deaths in the report are not due to the overnight spike in deaths but due to more accurate data collection and validating efforts. Not all of those deaths occurred today but occurred more than a week ago.
Reports maybe subject to change as these claims undergo thorough validation by the local healthcare offices and health personnel.
Getting a credit card could have its cons, but once used wisely, it will help you build your future too.
Adulting is hard because of our inability to better handle our finances. Fret not, because 99 percent of people in their 20s are struggling with money too. Before we all get ecstatic about this crash course on credit cards, let us all be reminded to only get one when needed.
Photo from Unsplash
Sure. Credit cards offer convenience for us unless use irresponsibly. Therefore, understanding what a credit card is and how it works will help you build your credit.
WHAT IS A CREDIT CARD AND HOW IS IT DIFFERENT FROM A DEBIT CARD?
Credit cards allow you to borrow money from the issuing bank. Basically, you use the card to pay for your purchase and you get to pay for your balance in total every end of the billing cycle. However, the company has the right to set a spending limit unlike debit card wherein you can spend as much as the money you have in your account.
Photo from Unsplash
WHY SHOULD YOU GET A CREDIT CARD?
Apart from not all establishments in the country accept debit cards, credit cards are more accepted than the former. Also, credit cards would come in handy especially during emergency. Whether you end up in a hospital (knock on wood) or pay for large installments on some items, credit card allows you to pay for those. If you also have one, with every swipe and payment you make, it will help you build credit for your future house or car loans.
Some credit cards also offer sign-up bonuses and rewards which will allow you to take something from the money you have spent. Technically, credit card is a proof that you are a financially responsible person.
Photo from Unsplash
WHO CAN AVAIL OF A CREDIT CARD?
Before anything else, please be reminded that credit cards are for those who are disciplined when it comes to money – someone who can pay on time to avoid late fees. If you are someone who gets tempted with sale every now and then, I would suggest you pay through cash.
The screening process for those who wish to avail of a credit card is scrutinizing.
Photo from ACES Awards
You have to think of your lifestyle. Are you getting the card for your travels or is it for your shopping expense? Always make sure to check yourself and your lifestyle so you would know which one to get.
Be prepared for fees too! Getting a credit card comes with annual fees, monthly interest rates, transfer rates, cash advance fees, etc.
WHAT TYPE OF CREDIT CARD SHOULD YOU GET?
As I was saying, it is all a matter of lifestyle.
• For credit card newbies, we suggest you get the Citi Simplicity+ Credit Card, especially if you have not had a credit card. This card does not have an annual fee, no annual fee, and no over-limit fee. If you are a good payer, you get 10-percent back on your interest fees. This comes with hotel and flight packages with some discount on dining deals. However, you need to have a minimum annual salary of P250,000.00 to be eligible.
Photo from Unsplash
• For frequent flyers, we recommend the Metrobank Travel Platinum Visa. This card allows you to get one frequent flyer mile for all airline and hotel bookings for every P17 you spend. The first supplementary card comes for free, cardholders get membership to exclusive airport lounges, and the card comes with travel insurance of up to P5 million. For the first year, your annual fee is on the house too and monthly interest rate is only at 3.5 percent.
Photo from Unsplash
• For the shopaholics, you should get the Robinsons Bank DOS Mastercard. This will allow you to split your purchases into two-month installments with no interest or minimum amount requred. Therefore, you don’t have to pay for your shopping spree in one full blow. You can pay in half every month with no annual fee and an interest rate is 3.5 percent.
Photo from Robinsons Bank Official Website
• For those who are in for the cashbacks, we recommend the Security Bank Complete Cashback Mastercard. This card offers rebates on groceries, gas, utilities, dining, and shopping. You would only need to pay an annual membership fee of P3,000 with an interest rate of 3.5 perscent.
Photo from Unsplash
Regardless of the aforementioned, let us all be reminded that credit cards are here to make things convenient for us. However, let us all use it wisely and spend according to our means.
A homemade tea that is not just delicious but can boost your immune system too.
Photo from Unsplash
Behold the much-talked-about Honey Lemon Ginger Tea. With colds and flu season or for this time of the pandemic, an everyday season this sweet, tangy, and healthy tea is our armor.
An herbal infusion of the natural health and medicinal benefits of these 3.
Lemon – contains a high amount of vitamin C and provides strong digestive enzymes.
Ginger – has components that lower blood sugar levels and boost immunity
Honey – a good source of antioxidants, soothes a sore throat, and is a natural antibacterial agent
With these three combined, you’ll have a powerhouse tea full of vitamins and minerals, promote a strong immune system and also provide other health benefits.
Photo from Unsplash
INSTRUCTIONS
What you need:
1 cup honey
3 pieces lemons
3 tablespoon fresh ginger
Photo from Unsplash
Wash lemons and rub/scrub salt on their surfaces to remove any foreign particles/chemicals.
Then soak them with hot water to sanitize.
Transfer to a bowl to cool and remove the seeds as it can make your concoction bitter.
Start cutting the lemons into very thin slices and set aside.
Peel the ginger and cut them into very small cubes or grate the ginger and set aside.
Mix lemon and ginger then add the honey and mix it well.
Place them on a sealed jar and refrigerate it for at least 3 days before consuming to let the flavors infuse.
To make tea, add a spoonful of the mixture to a cup and add boiling water.
Photo from Unsplash
This revitalizing tea has a relaxing and calming effect perfect for anxiety and stress. With the boost on the immune system as well, it’s the perfect tea for us.
Crazy Rich Asians have added another member as this Indian businessman became the richest Asian as listed by Forbes’ Real-Time Billionaire calculations last February 3, 2022.
Photo from Forbes
Indian businessman Gautam Adani, 59, the richest Asian, is worth $90.1 billion, earning him the 10th richest person in the world as well.
He owns Adani Group that has six listed companies in India with a mix of businesses ranging from power generation and transmission to edible oil to real estate and coal.
Adani’s financial report summary
2008 – Appeared on Forbes’ list of the World’s Billionaires worth $9.3 billion.
September 2020 – Adani Group acquired a 74% stake in Mumbai International Airport
April 2021 – net worth nearly doubled from $50.5 billion then net worth grew by just 6.5% from $84.5 billion in April.
2021 – Adani Green Energy Ltd shares have soared by 77%
Shares of Reliance Industries, which has oil, petrochemicals, retail and telecom businesses, fell 1.47% on Thursday and are down 2.3% so far in 2022.
Gautam Adani’s House
Andani personal life
Gautam Andani is a unique success story with him being a college dropout. He then started a commodity export firm, Adani Enterprises, in 1988. Eventually, he expanded his range of businesses into managing ports, power generation and solar power and more.
Adani is from the west Indian state of Gujarat and is said to be supported by Narendra Modi, the Indian Prime Minister.
It is not every day we see a woman proposing to her man. It is even extremely rare that the proposal takes place in prisons. But this Cebuano couple just made headlines for breaking barriers and stereotypes, especially when it comes to love.
On Wednesday, a brave Cebuana proposed to her beloved partner who was detained at the Balamban Municipal Jail in Cebu — a grand gesture to show the world how unconditional love can be.
The post was shared by the BJMP Balamban MJ (a jail facility in Cebu). As seen in the photos, the woman staged her beautiful wedding proposal with the help of female detainees and police officers, holding the letters: “Will you marry me?”
The woman bravely took out the engagement ring with a bouquet of flowers while her boyfriend stares from the jail cell.
Of course, the male detainee said “Yes” especially after witnessing his partner’s unconditional love for him.
Here is the full post:
Happy Proposal Day!
It’s extremely rare when a woman proposes to a man let alone mustering enough courage just to show the world how unconditional love can be. Just when you think you’ve seen everything, along comes a brave female visitor ready to profess her love and proposes to one of the PDL of Balamban Municipal Jail. Guess what, he said “Yes!”
On Friday evening, the Department of Health Central Visayas (DOH-7) released its official, consolidated data of the COVID-19 cases in the region as of February 11, 2022.
The whole island of Cebu — Cebu City, Lapu-Lapu City, Mandaue City, and Cebu Province — recorded 208 new confirmed COVID-19 cases, 586 new recoveries, and 22 new deaths. Cebu’s total active cases dropped to 7,987 (from 8,376).
Cebu City – Total confirmed: 53,025 (+71 new) – Total recoveries: 46,760 (+227 new) – Total deaths: 1,638 (+8 new) – Active cases: 4,627
Lapu-Lapu City – Total confirmed: 16,807 (+25 new) – Total recoveries: 15,365 (+176 new) – Total deaths: 491 (+6 new) – Active cases: 951
Mandaue City – Total confirmed: 15,184 (+28 new) – Total recoveries: 14,161 (+52 new) – Total deaths: 478 (+2 new) – Active cases: 545
Cebu Province – Total confirmed: 45,198 (+84 new) – Total recoveries: 40,625 (+131 new) – Total deaths: 2,706 (+6 new) – Active cases: 1,864
SUMMARY OF COVID-19 CASES IN CEBU:
Total Active Cases in Cebu: 7,987 (from 8,376)
Total Confirmed Cases in Cebu: 130,214 (+208 new)
Total Recoveries in Cebu: 116,911 (+586 new)
Total Deaths in Cebu: 5,316 (+22 new)
A total of 1,722 laboratory results were released.
NOTES from DOH-7:
*As per DOH-7, the additional deaths in the report are not due to the overnight spike in deaths but due to more accurate data collection and validating efforts. Not all of those deaths occurred today but occurred more than a week ago.
Reports maybe subject to change as these claims undergo thorough validation by the local healthcare offices and health personnel.
People tend to think little of others just because of what they do or the nature of which they live.
Photo from Jericho Mangubat
This concept thinking is gone and over and proven on what this Carbon market peddler’s son has shared on Facebook.
Jericho Mangubat, a student of University of San Jose Recoletos (USJR) taking up Bachelor of Science in Civil Engineering, proudly shared on his social media that there is no shame in being a market peddler and that in fact, they are better because of it.
Jericho Mangubat in Senior High School at University of CebuTaking Bachelor of Science in Civil Engineering at USJR
“My parents were criticized and belittled because they ended up working here (as they say ang “Carbon” dalangpan sa mga pobre) but I am proud enough because even though they did not hold a Bachelor’s Degree, but they never fail to give the life that everyone deserves to have.”
Jericho Mangubat said in an interview with a local media.
In the post are pictures of his mom in her stall of fresh vegetables along with pictures of their beautiful home.
Photo from Jericho MangubatPhoto from Jericho Mangubat
Wealth can be found everywhere if you know just where to look and work for it. Hardworking people in Carbon who owns these stalls/stores surely are not below in rank or money. They are in fact better off than others because of their drive to succeed.
He also added a message to other parents, “Don’t be ashamed of what you do for a living and it doesn’t matter when someone criticizes you because you are not a degree holder, what matters most is that you never failed as parents in helping your family reach the peak of their success.”
Photo from Jericho MangubatPhoto from Jericho Mangubat
As said in the first line, nothing is what it seems so if you belittle people or their work, better think again.
They say that humble beginnings usually end in great fashion. That is the case for one humble son of a fisherman, managed to crawl through school and eventually, becoming a topnotcher. This is the story of Rizalino Caratao, the 7th placer in mechanical engineering board exam last September 2015.
After he finished his degree in at the Cebu Technological University (CTU), one of Cebu City’s top state universities for engineering degrees like mechanical engineering, Rizalino then went on to take the following board exam last September 2015.
It was at that time Rizalino realized that his dreams are about to come true when he snagged the 7th place of the board exam. Passing the board exam itself is already hard, but Rizalino managed to end strong by being one of its topnotchers.
Photo from Rizalino Salve Caratao
But it wasn’t easy for Rizalino all the time though. In an interview with PEP.ph (Philippine Entertainment Portal) last February 2, 2022 thru Facebook Messenger, Rizalino shared his story, from his humble beginnings to his ultimate success.
Recalling his early days where he had to work to provide for his family while studying, Rizalino mentioned that he would come along with his father to go fishing.
“I would join my father fishing at my young age.”, he said.
He managed to do this as early as elementary, where he eventually finished as the class valedictorian. Yet going to high school was still a problem as the family had no idea where to get money to further his studies.
The Sisters of Mary School Boystown in Minglanilla, Cebu became the miracle Rizalino and his family wanted. The school offered a scholarship for the bright kid, where they are known for helping out underprivileged kids with potential.
Despite this blessing, it was not easy for him, as he felt like an outcast while in the prestigious institution.
“I first entered the institution back in April 2006. found myself weeping bitterly in our bedroom during my first day. I was a total stranger there.”, Rizalino mentioned.
But as enough time passed, Rizalino eventually found comfort and friendship while in the institution. He went on to become a well-rounded student, participating in other activities like sports, particularly soccer, volleyball, and speak takraw. Spiritual and religious activities also made him feel better.
“Placing me in this wonderful institution is, perhaps, the greatest gift that God has ever bestowed upon me in my life. My personality, principles and ambitions had a major turnaround. They taught me the values of simplicity, humility, kindness, compassion, discipline, and hard work.”, he added.
He also mentioned how The Sisters of Mary School Boystown honed his academic skills, particularly in Mathematics. He noted he felt just a mediocre student before entering the school, and now acknowledges it as his first and proper training ground.
“It has become the turning point of my life. I discovered my potential in mathematics there. I honed my analytical skills, with speed and accuracy, and won almost any inter-school math competitions. I was a consistent top two for my entire four years of stay, and finished school as salutatorian of our batch.”, Rizalino commented.
Photo from Rizalino Salve Caratao
Fast forward in college, Rizalino managed to get a scholarship at Cebu Technological University (CTU) thru the Department of Science and Technology (DOST).
“I didn’t have the difficulty to excel in college as I took my bachelor’s degree in Mechanical Engineering at Cebu Technological University, as I was still carrying the study habit I once had in The Sisters of Mary.
“All the times when I made an achievement, I never failed to attribute my success to the intensive academic training I have undergone in my amazing high school.”, he added.
Rizalino attributes his training that he got from The Sisters of Mary, particularly the study habits he developed from there. He became as well-rounded as he was in high school in college, where he became a student leader, a writer, and a consistent participant in math quiz bowls.
With all that hardwork, Rizalino bagged the 7th place of the mechanical engineering exams last September 2015. To say that landing one of the top spots in exams as the ultimate culmination of his hard work is an understatement.
Photo from Professional Regulation Commission
“There was never a feeling more fulfilling than the one I had when I delivered my impromptu inspirational speech before my younger brothers, as I see myself in each and every one of them.”, Rizalino quipped.
“Before I left the congregation, I promised to fulfill the wishes of our founder, Fr. Al when he said, ‘My children, you are not created to be fat little ducks waddling in the mud, but to be eagles destined to rise above, to explore the kingdom of God.’”, he added, as he kept the promise he had with the American founder of The Sisters of Mary, Fr. Aloysius Schwartz o Fr. Al.
As of this moment, Rizalino is working as Assistant Chief Engineer at Ramon Magsaysay Award Foundation. He mentioned that one of his lifelong dreams is to give back to The Sisters of Mary for all the blessings he received from the school.
If you are a kid at heart who loves to build things from LEGO bricks, you’re in for a treat.
Photo from LEGO Official WebsitePhoto from LEGO Official Website
This goes especially to those who have been a fan of the Marvel Cinematic Universe. Brace yourselves as LEGO is set to release an 18-inch behemoth.
Photo from LEGO Official WebsitePhoto from LEGO Official Website
This piece will be based on Thor’s iconic weapon from the Infinity Saga films. This LEGO hammer is made from 979 pieces with an Infinity Saga plaque, and a secret compartment that houses a Thor Minifigure and Infinity Gauntlet, Tesseract, and Odin’s Fire.
Marvin Agustin who all the 90’s baby know as babes with Jolina is now a successful restaurateur.
Photo from Marvin Agustin Facebook Account
A celebrity that have remained humble and hardworking throughout his career is now wonder to excel on his business endeavors as well. While other celebrities may spend their earnings on expensive clothes, bags and cars, Marvin took the long game to financial stability by investing.
He invested his first income as an actor in a rice toppings kart business with his sisters, a doughnut shop franchise, to the oyster and seafood restaurant of his friend and of course in himself by studying culinary.
Photo from Marvin Agustin Facebook Account
He also took up Masters in Entrepreneurship program at the Ateneo Graduate School of Business in July 2014, to keep up and equip himself enough to better manage his business.
Now that is what you call a smart investment.
Start of SumoSam
In was 2005 when Marvin together with his friends Raymond Magdaluyo and Ricky Laudico put up SumoSam. It is a casual-dining Japanese restaurant in Shangri-La mall that they noticed weren’t a thing then.
Photo from Chic Food Trips
“[There’s no] casual-dining Japanese restaurants [in the] malls [before], so we thought of coming up with a concept for one,” – Marvin Agustin
Though there were people who discouraged them at first, they chose to follow their guts and with hard work have become a brand that is one of the biggest Japanese chain restaurants in the Philippines. SumoSam now has 25 branches all over the country.
Other brands established in their company’s portfolio
Banzai- buffet-driven restaurant
Akira- teppanyaki restaurant
John and Yoko and Mr. Kurosawa- high-end fusion restaurants
international brands modified to cater the taste of the local market
Photo from SumoSam Facebook Page
Evolution is what Marvin sees as a big factor in the success of their business. Adapting to the changes in the environment as customers can get what they’re looking for somewhere else.
Photo from Marvin Agustin Facebook Account
Investing is truly the smart thing to do may you be a celebrity or just an ordinary citizen.
