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Loan at Your Own Risk: Why You Should be Careful with Loan Apps

No amount of money is worth risking your data and privacy for

We cannot deny the fact that some of us are in bad need of extra cash. Nowadays, some apps ‘solve’ our money problems in the meantime. However, some of these apps can do more harm than good. 

Photo from Unsplash

Some apps use ‘abusive’ and ‘aggressive’ tactics for overdue payments. Some apps require users to give them access to phone contacts and personal information during the application process for the loan. This act is a big breach and violation of user privacy.

When the user goes over the due date of payment, the apps can use the information they have on the users to embarrass them into paying their dues. 

Just last April, Google updated its policy that will not allow personal loan apps to have access to user’s contact or photos in the Philippines. With Google’s updated policy, personal loan apps must submit country-specific licensing documentation. Moreover, the apps should comply with Local regulations.

Photo from Unsplash

In the Philippines, personal loan apps must have a SEC Registration Number and a Certificate of Authority (CA) Number from the Philippines Securities and Exchanges Commission (PSEC).

Before you hit that confirm button, research the personal loan app you will use. Stay vigilant and keep your data safe. Despite the efforts of the government and other security sectors, it all boils down to responsibility—loan at Your Own Risk.

Cebu Pacific Now Offers Direct Flights to Taipei

Good news, travelers!

You can now turn your Taipei dreams into reality because Cebu Pacific offers direct flights from Cebu to Taipei. 

Photo from Mactan-Cebu International Airport

Taipei is known for its tall skyscrapers, festive night markets, and modern buildings. It is also a cultural and art hotpot perfect for tourists and those who love a bit of history. In addition, Taipei is home to amazing cuisine and food such as Xiao Long Bao, Style Tofu, and Beef Noodle Soup. 

With Cebu Pacific, you will now be able to indulge in the wonders of Taipei. The inaugural flight was held last June 24, 2023. The plane received a ceremonial water cannon salute before taking off. 

Photo from Mactan-Cebu International Airport
Photo from Mactan-Cebu International Airport

Experience Taipei, Taiwan’s vibrant nightlife and amazing culture with Cebu Pacific. You may book your ticket at cebupacificair.com.

Working Long Hours Can Lead to Baldness, Study Says

Before you decide to work overtime tonight, you better read this first. 

Photo from Unsplash

Some Filipinos work overtime for multiple reasons; either they want the OT pay or because they are loaded with work. But one thing is for sure, working long hours is not good. Overworking can kill you; did you know that? 

Not only that, but there is a study that shows how working long hours can lead to hair loss!

Photo from Unsplash

According to a four-year-long study conducted by the Sungkyunkwan University School of Medicine and Kangbuk Samsung Hospital’s Department of Occupational and Environmental Medicine in Korea, there is a significant connection between working long hours and alopecia.

The researchers examined 13,000 employed Korean men. According to the findings, hair loss is due to stress at work, which leads to extra hormones that damage hair follicles.

Photo from Unsplash

Working hard is commendable, but overworking is just bigger harm on its own. Hair loss and even death; are two things you should be scared of. You should rethink your decision to work overtime tonight. 

UP Scientist Becomes First Filipino to Be an Editor for an International Journal

Here’s another win for Filipino Scientists! 

College of Science, University of the Philippines, Diliman, Quezon City

A professor from the University of the Philippines-Diliman College of Science National Institute of Physics is making history. Percival F. Almoro is Optik’s first-ever Filipino section editor: International Journal for Light and Electron Optics. Optik is an avenue where talented physicists can share their work. 

According to Almoro, being an editor for Optik is a great honor for him. He also expressed how participating in the renowned publication helped recognize that Filipino researchers can conduct quality research. He writes content for optical metrology and interferometry. 

Moreover, Almoro was also appointed as a topical editor for the Optical Society of America.

Photo from National Institute of Physics

Percival Almoro gained his doctorate in physics way back in the year 2004. and did a postdoctoral fellowship at the Universitat Stuttgart in Germany. He also went to the Rise National Research Laboratory in Denmark.

Congratulations, Percival Almoro!

What you need to know: The five lives lost during Titanic Expedition

Recent news about a group of five billionaires going missing while on a trip to the ruins of the once great Titanic is making headlines as government rescue teams confirm their demise. 

Photo form OceanGate

The passengers included the founder of the watercraft’s company, a British father and son from a distinguished Pakistani family, a British explorer/businessman, and a French maritime expert.

These individuals were inside the vessel as its signal to the support ship was cut off during a deep dive into the trenches of the Titanic’s remnants.

All five of them were expected to be dead, as the U.S. Coast Guard and OceanGate stated. 

These are the five people that boarded the submersible.

Stockton Rush

Photo from OceanGate

The founder of OceanGate himself, Rush was included in the expedition to the Titanic’s site, piloting the vessel while scouting for its location. Rush stated from a previous interview that he’s always wanted to be an astronaut, yet after gaining his aerospace engineering degree, he wanted to become a fighter pilot instead. He then later on founded OceansGate, based in Washington, D.C.

Shahzada Dawood and Suleman Dawood

Photo from Engro Corporation

British-Pakistani father and son Shadzada and Suleman, part of one of Pakistan’s wealthiest and most prestigious families were also part of this tragic accident. The duo wanted to go on a journey to the Titanic, yet when the signal failed and complications arose, the statement asked for the family’s privacy during this time. Mr. Dawood was also a father of two, as well as being a resident of Britain.

Hamish Harding

Photo form Felix Kunze/Blue Origin, via Associated Press

Harding is a businessman, as well as an explorer with various Guinness World Records, including the record for longest time spent wandering the ocean’s depths. He wrote about his trip to the Titanic online, proudly announcing himself as part of a group exploring the ship’s ruins. Harding was also the chairman of a sales and air operations company in Dubai. Another one of his achievements is a record for the world’s fastest circumnavigation of the Earth. 

Paul-Henri Nargeolet

Photo from Joel Saget/Agence France-Presse — Getty Images

Hailing from France, Nargeolet has been on a massive number of trips to the Titanic’s wreckage, with an impressive number of 35. The maritime expert was also the director of underwater research for the company that owns the ship’s salvaging rights, RMS Titanic, Inc.

Spanning between 1987 and 2010, the company has managed 8 research and recovery missions to and from the Titanic’s site.

Our deepest condolences go out to the families and loved ones of those who tragically lost their lives aboard the submersible.

Celebrating World Kiss Day: 5 health benefits of kissing

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It’s almost World Kiss Day! 

On July 6th, people around the world celebrate the day dedicated to the act of kissing and its significance in our lives. 

You still have a bit of time left to find someone to celebrate it with and know about its health benefits.

We don’t have the solution for the former – that’s on you – but we’ll be happy to take care of the latter!

Pucker up and read on as we explore five surprising ways kissing can improve your well-being.

1. Kissing reduces your blood pressure

Engaging in a passionate kiss can get your heart racing and increase blood flow.

Photo from Unsplash

As a result, it helps dilate your blood vessels, which in turn leads to a temporary decrease in blood pressure. 

The next time you’re feeling stressed, a loving kiss from your partner might just do the trick to help you relax and lower your blood pressure.

2. Kissing boosts your happy hormones

When you lock lips with your loved one, your brain releases a surge of feel-good chemicals, including oxytocin, dopamine, and serotonin. 

Photo from Unsplash

These neurotransmitters are associated with pleasure, bonding, and happiness, leaving you with a warm and euphoric feeling. 

A kiss can boost your mood and strengthen your emotional connection.

3. Kissing amplifies your self-esteem

A kiss can make you feel desired, loved, and wanted. 

Photo from Unsplash

It promotes a sense of intimacy and can boost your self-esteem and self-confidence. Kissing your partner stimulates a release of oxytocin, often referred to as the “love hormone,” which fosters emotional bonding and a sense of security. 

This can contribute to an overall positive self-image and a healthier sense of self.

4. Kissing actually fights cavities, contrary to popular belief

While it’s true that certain bacteria responsible for tooth decay can be transmitted through saliva, regular kissing can actually have a positive effect on your oral health. 

Photo from Unsplash

When you kiss, your mouth produces more saliva, which helps wash away food particles and neutralize acids that contribute to cavities. 

Of course, maintaining good oral hygiene, such as regular brushing and flossing, is still essential. Please do that.

5. Kissing is a barometer for sexual compatibility

Kissing can provide valuable insights into your sexual compatibility with a partner. 

Photo from Unsplash

It allows you to gauge chemistry, communication, and the overall connection between you and your partner. 

The way you kiss can reveal your desires, preferences, and the level of physical intimacy you share. 

It serves as a barometer for sexual compatibility and can deepen your emotional and physical bond.

As we celebrate World Kiss Day, remember that kissing not only brings joy and pleasure but also offers surprising health benefits. 

Seize the opportunity to celebrate World Kiss Day by showering your loved ones with affection and cherishing the rewards of a heartfelt kiss.

Princess Peach finally gets her own Switch game

The rumors turned out to be true – Princess Peach is actually getting her own Switch game! 

Nintendo fans received exciting news during the company’s Direct showcase on June 21 as Nintendo announced an untitled game that will focus on Super Mario’s iconic Princess Peach. 

Photo from Nintendo

The announcement was met with enthusiasm as Nintendo developers confirmed that Princess Peach will be the main character in this brand new game. 

The mystery game was mentioned alongside Nintendo’s announcement of the Super Mario RPG remake, a highly anticipated Super Nintendo reimagining set to release on November 17. 

Photo from Nintendo
Photo from Nintendo

Princess Peach’s recent portrayal in the Super Mario Bros. Movie earlier this year garnered attention and praise. 

Princess Peach stood out as a cool and competent character, a departure from her traditional damsel-in-distress role in many Mario games. 

With this untitled game, Nintendo has a significant opportunity to break free from these tropes and offer players a fresh and dynamic portrayal of Princess Peach. 

Photo from Nintendo

While her prettiness and signature dresses have always been beloved by fans, there is no doubt that she is capable of so much more than just a superficial image.

Netflix gives a first look to their “Avatar: The Last Airbender” live-action

Exciting news for Avatar fans!

The beloved animated series “Avatar: The Last Airbender” were treated to an exciting glimpse of the upcoming live-action adaptation on Sunday, June 18, as Netflix released a nearly one-minute video teaser. 

Photo from Netflix

The teaser provided fans with their first look at the emblems of the Water Tribe, Earth Kingdom, Fire Nation, and Air Nomads, setting the stage for what appears to be an epic adventure. 

Alongside the teaser, Netflix also shared photos of the main cast, giving viewers a sneak peek at the actors who will bring these beloved characters to life.

The highly-anticipated live-action series is set to be released in 2024, although an official premiere date has yet to be announced. 

“Avatar: The Last Airbender” follows the journey of Aang, the last remaining Airbender, and his friends as they embark on a quest to save the world from the tyrannical Fire Lord Ozai and his Fire Nation. 

Photo from Netflix
Photo from Netflix

Netflix initially announced the live-action adaptation in September 2018, generating immense excitement among fans. 

Original creators Michael DiMartino and Bryan Konietzko were initially attached as showrunners and executive producers. However, in August 2020, they announced their departure from the project due to creative differences

Under the guidance of new showrunner, executive producer, and writer Albert Kim (known for his work on “Sleepy Hollow” and “Nikita”), the live-action series is in capable hands. 

Photo from Netflix

Kim will be joined by executive producers Dan Lin, Lindsey Liberatore, and Michael Goi, while Goi, Roseanne Liang, and Jabbar Raisani will be directing the episodes. This talented team will work together to bring the world of “Avatar: The Last Airbender” to life, ensuring that fans’ expectations are met.

While fans eagerly await the release of the live-action series, it is important to approach it with an open mind. 

Adapting an animated series into a live-action format can be a challenging task, and the creators and cast deserve the opportunity to present their vision.

As the release date draws nearer, fans can anticipate more teasers, trailers, and promotional materials that will further immerse them in the world of the elements. 

No ‘Eras Tour’ Philippine stop. Filipino Swifties devastated

Heart-breaking news for Filipino Taylor Swift fans!

The pop superstar’s highly anticipated “Eras Tour” failed to include dates in the Philippines. 

Photo from Taylor Swift Facebook Page

On June 21, Taylor Swift announced the extensive schedule for her massive world tour, which is set to captivate audiences until September 2024. 

As the news spread, Filipino fans eagerly searched for their country on the list of tour dates, only to be met with disappointment. 

Despite their unwavering support and enthusiasm, Taylor Swift’s tour will not be gracing the stages of the Philippines.

For the past year, Filipino fans have passionately expressed their desire for Taylor Swift to visit their country once more. 

Photo from Taylor Swift Facebook Page

The artist has a strong following in the Philippines, with Quezon City in Manila ranking among Taylor Swift’s top five Spotify listeners in 2017, as revealed by the streaming service itself, Spotify. 

The absence of the Philippines from Taylor Swift’s “Eras Tour” has left fans feeling excluded and disheartened, especially since the reasons behind the exclusion of the Philippines from the “Eras Tour” remain undisclosed.

While the disappointment may be deeply felt, fans can continue to support Taylor Swift’s music and hope for future opportunities to experience her live performances.

The exclusion of the Philippines from Taylor Swift’s “Eras Tour” is undoubtedly disappointing, but it should not diminish the profound impact she has had on her Filipino fans.

Photo from Taylor Swift Facebook Page

The connection between Taylor Swift and her Filipino fans remains strong, and they will continue to support and appreciate her artistry, eagerly awaiting the day when she returns once again.

More Than Just a Kid’s Toy: The History of Lato-Lato

*Clack Clack Clack*

By just that onomatopeia (words that resemble sound), you might have an idea of what we will talk about. 

Photo form EXO YouTube Channel

If you guessed firecrackers wrong, it’s noisier than that. We’re talking about the trending “Lato-Lato.” Lato-Lato became a trend, yet again, in the Philippines. There were even Lato-Lato competitions in different parts of the country. 

But what exactly is a Lato-Lato? Where did it come from? Who in the world invented them? Let’s find out.

Photo form Maricris Marande

Popular to everyone’s belief, Lato-Lato did not originate in the Philippines. It is actually from the United States and is known as clackers or Newton’s Yoyo. The first design of Lato-Lato was made of tempered glass, which made it fairly dangerous because it could shatter. Because of safety issues, clackers were removed from the market. 

However, the modern Lato-Lato is now made from plastics. Not only is Lato-Lato a toy, but it is also used for educational purposes, especially physics. 

Photo form EXO YouTube Channel

Some enjoy playing Lato-late, while others aren’t big fans of the clacking sound. How about you? Will you give clackers a try? Or are you one of those people with thinning patience because of it? Let us know in the comments.