Here’s for the graveyard shifters and the midnight snackers living near IT Park Cebu!
Contributed by Dean Philip Layawan
If you’ve caught yourself looking for a full meal at 10:00 PM, and you’re within IT Park, Lahug Cebu City, then you’re in for a treat as it’s one of the best places to be hungry due to restaurants and food establishments being mostly open till 12MN.
Check out some of food places you can grab your evening lunch:
BackDo
Photo by @xtianlagawan via Instagram
No, not McDo, but “BackDo” because it is located on a street behind the McDonalds fast food restaurant at Teleperformance! If you’re in the mood for a comforting meal with a local twist, BackDo is the place to be. The area is a hub for siomai stalls, Filipino comfort foods, barbecues, and even smoking areas for those in need of a quick break.
Ayala Central Bloc Food Stores (McDonald’s, Jollibee, Chowking, etc.)
Photo from Jollibee
For those who prefer familiar fast-food classics, the Ayala Central Bloc Food Stores have got you covered. With major fast-food chains like McDonald’s, Jollibee, and Chowking situated outside, you can count on getting your favorite comfort foods at any hour. Whether you’re craving a Big Mac, Chickenjoy, or a hot bowl of noodles, these establishments offer quick and satisfying options.
Photo from McDo
Sugbo Mercado
Photo by Lenie
A popular choice for those who enjoy a variety of food options in one place, Sugbo Mercado is a market that caters to diverse tastes. From street food favorites to gourmet international treats, this place has something for everyone. Open until late, Sugbo Mercado offers a dynamic dining experience that’s ideal for late-night munchies and socializing with your friends, be it during a 2-HOUR lunch or a 1-HOUR “quick” break.
Photo from Sugbo Mercado’s Official Facebook Page
7-Eleven & Quikstop
Photo from 7Eleven PH
When you need a quick and convenient bite, 7-Eleven and Quikstop are the reliable choices to consider. These convenience stores are well-stocked with a range of snacks, ready-to-eat meals, and beverages that can satisfy any late-night cravings. For those on the go or looking for a quick snack, then 7-Eleven is the place to be, while if you want a quick yet hearty meal, then Quikstop tops it all due to their meal packages which includes the Filipino favorite Humba, Ginaling, and even a few SiLog meals.
Photo from 7Eleven PH
Barangay Seoul
For a taste of Korean cuisine, Barangay Seoul is an excellent option. Aside from offering tasty Korean comfort food, they are also quite affordable, especially kung “tingbits” na! With a variety of flavorful dishes, including your own choice of soup, main dish, and side dish, Barangay Seoul is pure chef’s kiss for the Korean lover Sugboanons!
Boy Zugba
If you’re looking for a place with a lively atmosphere and delicious Filipino fare, Boy Zugba is a fantastic choice. Known for its flavorful and generous portions, this restaurant offers a range of traditional Filipino dishes that are perfect for satisfying late-night hunger. The casual, fun environment makes it a great spot to relax and enjoy a hearty meal after hours.
Have anything else to add on the list? Share it to us in the comments below!
In less than four months, companies will be distributing their employees’ 13th-month pay. But is waiting for it really worth it?
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“Gikapoy najud ko. Mag-update na ko’g resume kay di najud ko,” said my friend who has been working in the BPO industry for what seems like an eternity. Despite her efforts to manage her thoughts, time, finances, and family life, her issues persist. She has become accustomed to a schedule where she works on weekends and has her rest days during the weekdays. According to her, the most challenging part of her job isn’t even the management—though that’s a factor—but the environment around her.
As a friend who tends to offer nonsense advice, I asked, “Are you sure?” The reason I posed this question is because I was once in her shoes. I finished my question with, “Are you sure you’re not going to wait for the 13th month?” Her reaction—a sigh—reflected the reality that while “Happiness is free,” achieving it requires mental, financial, and physical stability.
So, here are some “IF” reasons you might want to consider if you’re thinking it’s time to resign from your current job:
Your job is consuming your life.
Photo from Canva
It’s perfectly fine to have a routine. You might wake up at 7 AM, take a bath, have breakfast, and be ready by 8 AM, then catch a jeepney at 8:30 AM to start work at 9 AM. But what happens after you clock out? Do you still carry work home with you? Unless you’re a virtual assistant or a nurse on-call, there’s no reason to bring your work home! You should leave all work-related tasks behind when you leave the office. You shouldn’t be calling clients after hours or chasing absentee employees once you’re off work. Keeping work and personal life separate is crucial; otherwise, you won’t have time to pursue your passions.
You’re using work as an excuse even on your rest days.
Photo from Canva
Whether you follow religious or physical education guidelines, everyone needs a rest day. Use this time to enjoy a sweet beverage, read a good book, or watch a horror flick with popcorn. If you feel you don’t deserve this downtime because you’ll return to a mountain of work on Monday, that’s a red flag. Work shouldn’t be your excuse for not enjoying your rest days.
Your skin looks dull.
Photo from Canva
Ever heard the saying that people glow when they’re in a great, healthy relationship? This applies to your relationship with your job too. Take a look in a well-lit mirror—natural light is best. If your skin appears dull and the bags under your eyes are pleading for sleep, it’s a sign of excessive stress that no skincare routine can fix. Age is a factor too, but stress can make you look worse than it should.
You’re experiencing persistent coughs and colds, coupled with anxiety and depression.
Photo from Canva
Your body knows you better than your own thoughts. If you’ve been battling persistent coughs, colds, and ongoing anxiety or depression, it’s time to consider resigning. This is especially true if you’ve sought help from doctors or psychiatrists without relief. If stress from your job is impacting your health, it’s a clear sign to move on.
Your promotion is only in title, not in salary.
Photo from Canva
Imagine being promoted to president with an entry-level salary. If you’re taking on more tasks, it’s reasonable to ask for appropriate compensation—pizza doesn’t count! Your skills and efforts should be rewarded accordingly, not just recognized with a certificate.
You constantly think about quitting.
Photo from Canva
This is the most telling sign. If you wake up each day thinking, “I want to resign,” and the thought persists throughout the day, it’s time to make a change. Continuously contemplating quitting indicates dissatisfaction and a lack of fulfillment. Resigning from a job that makes you feel inadequate doesn’t make you a quitter—it means you recognize your worth and are taking steps to reclaim your happiness.
But I Need the Money!
Yes, it’s understandable that financial concerns are a real issue, but let’s face it: Are you really expecting to see your workload magically lighten or receive a salary increase after reading this article? Sorry, but that’s not how it works. You need to take action for yourself! If you’ve checked off all the signs on this list, it’s time to make a decisive move. Stand up, make a firm decision for your own well-being, and file that resignation. It’s about prioritizing your health and peace over short-term financial gains.
On the other hand, if you decide to stay, it’s no surprise—money is a powerful motivator, regardless of one’s beliefs or background. Do what feels right for you, but remember, you’ve been warned, Sugboanon.
Yesterday, another Guinness World Record was bagged by Cebu; the title? Well, it’s the “Largest Display of Origami Sharks In The World!” If you’re not impressed by that, its number may! An astonishing 12,749 well-folded origami thresher sharks were displayed at Lyf’s stadium area; imagine that!
Lyf Hotel Cebu was the one who creatively thought of taking on the record-breaking challenge. Successfully, they raised the Philippine flag high along with their advocacy on protecting marine life.
So, aside from the thousands of origami sharks, what other world records were we, Sugboanons, able to win?
Most Fireworks Blasted in Half a Minute
Photo from Pexels
Last May 8, 2010, 125,801 fireworks rockets were launched in 30 seconds, organized by Pyroworks International Inc., with 16 stacks of 8,000 booming rockets!
Largest Board Game Tournament
Photo from Pexels
Forty-three thousand one hundred fifty-seven chess players gathered up to play chess. Manned by the Cebu City Sports Commission, the Guinness was achieved alongside renowned chess players like Rogelio Antonio and Eugene Torre on January 22, 2012!
Largest Hanger
Photo from H&M Philippines on Twitter
In Cebu, our parents use hangers as pamalo, so it’s not a surprise that we’ll also have the largest wooden coat hanger in the world! H&M Philippines made it on November 27, 2015, to showcase and advertise the store’s opening.
Largest Arnis Class
Photo from Team Cebu City Arnis
How many arnisadors does Guinness need to award a world record? 5,000 would be enough! And that’s why Cebu got recognition in 2015 when the Cebu City Sports Center set the largest arnis class in the world!
Largest Archery Lesson & Tournament
It took 13,102 participants to break the world record for the Largest Archery Lesson and Tournament. Of course, the Cebu City Sports Commission spearheaded the campaign on October 18, 2014.
Most Number of Inmates Dancing Simultaneously in One Place
Screengrab from Cebu Provincial Government
Last but not least, the Cebu Provincial Detention and Rehabilitation grabbed the world record for the Most Number of Inmates Dancing Simultaneously in One Place! The record’s goal was beyond recognition: to give inmates a better way to spend their days, such as through the art of dancing and exercising.
So, Sugboanons, what do you think would be the next World Record we’ll break? Share your thoughts in the comments below!
Wear a shade of blue or pink for your guessed gender.
Cebu City, Philippines – The much-anticipated Savage Ink International Tattoo Convention is back for its third edition, taking place on September 14th and 15th, 2024, at the luxurious Fili Hotel in NUSTAR Resort & Casino. This year’s event promises to be the largest and most impactful yet, combining world-class tattoo artistry with a meaningful cause, cultural preservation, and a boost to local tourism.
Photo from Savage Ink
Founded and organized by veteran entrepreneurial tattoo artists Ann Savage and Joe Black, who bring over two decades of experience, the convention will host nearly 200 participating artists, including judges and guests from around the globe, including the Philippines, Japan, Vietnam, Taiwan, Thailand, South Korea, France, USA, UK, Sweden, Switzerland, Malaysia, Indonesia, Australia, Italy, and Poland. This event is more than just a showcase of talent; it’s a gathering that unites the local and international tattoo communities, offering attendees a unique opportunity to witness the rich diversity of styles and cultural influences in tattooing today.
Hosting the event is Paul Foster, an entertainment industry veteran with over 2 decades of experience under his belt. A Singaporean of mixed British/Chinese parentage, he started in reality and variety shows as early as 2002 and he has since successfully built a name for himself internationally across the tri-factor as an actor, model, and host. In the tattoo industry, Paul has hosted the Singapore Ink Show since its inaugural year in 2017 and the following year at the Saigon Tattoo Expo in 2018.
Photo from Savage Ink
Pocket Events
Attendees can also look forward to a vibrant showcase of global tattoo artistry, with tattoo artists representing diverse styles and cultural influences. Whether you’re a collector or curious about the tattoo world, this event offers something for everyone, from live tattoo sessions and engaging art displays to a variety of merchandise and musical performances. The event will feature a car and motor show and Artist Alley, where aspiring and professional artists can display their works for sale.
Photo from Savage InkPhoto from Savage InkPhoto from Savage Ink
The convention is thrilled to announce Dice & K9 (Saturday, September 14), Typecast, and Shvriken (Sunday, September 15) as the main musical acts, ensuring that the atmosphere will be buzzing with energy. These performances coupled with more local acts, will provide the perfect soundtrack to a weekend celebrating creativity and self-expression.
Event with a Purpose
A special highlight of this year’s convention is the inclusion of traditional tattoo artists from the Philippines and Borneo, who will be showcasing their ancestral tattooing practices. These artists will offer a glimpse into the ancient traditions that have been passed down through generations, preserving the cultural heritage of their respective regions.
In addition to celebrating the art of tattooing, Savage Ink 2024 is also dedicated to giving back to the community. The “Tattoo for a Cause” pocket event will raise funds for Everlasting Hope, a Cebu-based charity supporting children with cancer. Attendees will have the chance to get inked by top artists, with proceeds going directly to this noble cause.
Photo from Savage Ink
Savage Ink 2024 is committed to contributing positively to Cebu’s growing reputation as a cultural and tourism hub. By attracting global talent and enthusiasts, the event not only highlights the artistry of tattooing but also promotes Cebu as a premier destination for cultural events.
Key Supporters
The convention is made possible by a stellar lineup of sponsors. Our Diamond Sponsors include Salve Tattoo Butter and Savage Tattoo Warehouse, who are committed to enhancing the tattoo experience with top-quality products. Platinum Sponsors such as Tribal Gear PH, NUSTAR Resort & Casino, and World Tattoo Events are bringing unparalleled support and global reach to the event. Gold Sponsors like Beard Papa’s, ZUS Coffee, Cheyenne, OG Produce, and Asia Tattoo Supply add to the diversity and excitement, offering everything from delicious treats to premium tattoo supplies.
The event is proud to be supported by our Media Partners: MyTV Cebu, BlackPress, and Sugbo PH, who are dedicated to bringing the latest updates and coverage of this spectacular event.
Early bird tickets are available for purchase at Php 400 for each day, subject to availability, until supplies last. Regular tickets will be sold at Php 500 on event dates at the venue.
Mark your calendars for September 14 and 15, 2024, and join us at the Savage Ink International Tattoo Convention for a weekend of extraordinary art, music, and culture.
Photo from Savage Ink
For more information and updates on the event, visit the Savage Ink International Tattoo Convention Facebook page or Instagram account.
In the fast-paced world of financial markets, trading has evolved from traditional methods to a vast array of sophisticated strategies. Whether you’re a novice or an experienced trader, the pursuit of consistent profits requires not only a deep understanding of market mechanics but also the adoption of well-planned strategies. Among these, copy trading has emerged as a popular tool, allowing individuals to mimic the trades of more experienced investors. This innovative approach has provided many beginners with a learning curve that doesn’t involve steep losses, offering a unique gateway into the world of trading.
But while copy trading can offer a fast track to learning, it’s only one piece of the puzzle. To truly excel in trading, understanding the broader landscape of strategies is essential. A solid strategy acts as a blueprint, guiding decisions based on a trader’s goals, risk tolerance, and market conditions. Here, we’ll dive into some key trading strategies that can serve as valuable components of your trading toolkit, helping you navigate the complex and often volatile financial markets.
Trend Following Strategy
The trend-following strategy is one of the most popular approaches used by traders across various asset classes, from stocks and commodities to cryptocurrencies. The fundamental idea is simple: identify the direction of the market trend and trade in the same direction. If the market is trending upwards, a trend-following trader will look for opportunities to buy (go long), while in a downtrend, they will seek to sell (go short).
To implement this strategy effectively, traders often rely on technical analysis tools like moving averages, trendlines, and momentum indicators such as the Relative Strength Index (RSI). The key to success with trend following lies in the trader’s ability to distinguish between a genuine trend and short-term fluctuations or “noise” in the market. Patience is crucial here, as trends can take time to develop fully, and premature exits can limit profit potential.
Photo from Canva
Mean Reversion Strategy
In contrast to trend following, the mean reversion strategy is based on the premise that asset prices will revert to their historical averages over time. When a stock, currency, or commodity deviates significantly from its average price, a mean reversion trader sees an opportunity. They will typically buy assets that are undervalued (below their historical average) and sell assets that are overvalued (above their historical average).
The challenge with mean reversion strategies is identifying the right moment to enter or exit a trade. While historical price data can provide a reference point, markets don’t always follow predictable patterns. Risk management is vital, as prices can deviate further from their average for longer than expected. Technical indicators like Bollinger Bands and moving average convergence divergence (MACD) are commonly used to help pinpoint these opportunities.
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Breakout Trading Strategy
Breakout trading is all about identifying key levels of support or resistance and placing trades when the price breaks through these levels. This strategy aims to capitalize on the increased momentum that typically follows a breakout. When a market breaks above a resistance level, it’s often seen as a sign of bullish strength, and traders will enter long positions. Conversely, a breakdown below support signals bearish strength, prompting short trades.
Successful breakout trading requires a keen eye for identifying significant support and resistance zones, which can be found using chart patterns like triangles, rectangles, or head and shoulders. Traders often set stop-loss orders just outside these zones to protect against false breakouts—situations where the price briefly moves beyond support or resistance but then reverses direction.
Photo from Canva
Copy trading
Copy trading has revolutionized the way beginners and even seasoned traders engage with financial markets. This innovative approach allows less experienced traders to mirror the trades of more successful investors, effectively piggybacking on their expertise. Through various platforms, traders can connect their accounts to those of professional or high-performing traders, automatically replicating their trades in real-time. This method offers a hands-on learning experience and reduces the steep learning curve that often accompanies independent trading. For those who lack the time or in-depth knowledge to research and analyze markets daily, copy trading provides an efficient way to participate in financial markets while still benefiting from the insights of experts.
Photo from Canva
Scalping Strategy
Scalping is a high-frequency trading strategy that involves making a large number of trades over a very short period, usually within minutes. The goal is to take advantage of small price movements in liquid markets. Scalpers make profits by repeatedly buying low and selling high within a short timeframe, relying on minor price changes rather than large moves.
This strategy requires a lot of concentration, quick decision-making, and often a well-automated trading system. Scalpers also need to be aware of transaction costs, as frequent trading can lead to significant fees that eat into profits. Despite the challenges, scalping can be highly profitable when executed correctly, especially in volatile markets like forex or cryptocurrencies.
Photo from Canva
Swing Trading Strategy
Swing trading is a strategy that aims to capture price movements within a medium-term timeframe, typically days to weeks. Swing traders look for opportunities to profit from both upward and downward price swings. Unlike scalpers or day traders who focus on short-term fluctuations, swing traders take a longer view, allowing them to ride out minor price changes in pursuit of more substantial gains.
This strategy often involves both technical and fundamental analysis. Swing traders use charts and indicators to identify potential entry and exit points, while also considering broader economic trends or company-specific news that might affect the price of an asset. Swing trading requires patience, as it involves holding positions for longer than a day, but it can offer a more balanced approach for those who find day trading too intense but still want to be actively involved in the markets.
Photo from Canva
Arbitrage Strategy
Arbitrage is a strategy that involves simultaneously buying and selling an asset in different markets to take advantage of price discrepancies. This could be as simple as buying a stock on one exchange where it is undervalued and selling it on another where it is overvalued. Arbitrage opportunities are often short-lived, requiring traders to act quickly and have access to multiple markets simultaneously.
While arbitrage is considered low-risk because it exploits price inefficiencies, it requires significant capital and fast execution to be profitable. Additionally, technological advancements and the rise of algorithmic trading have made pure arbitrage opportunities increasingly rare for individual traders.
Photo from Canva
So, which one should you use?
The financial markets offer a wide array of trading strategies, each with its own strengths, challenges, and suitability for different types of traders. Whether you choose to explore trend following, mean reversion, breakout trading, or any other strategy, the key to success lies in disciplined execution and continuous learning. While tools like copy trading can provide an initial boost, mastering your own strategies and adapting to changing market conditions will ultimately determine your success in trading.
Developing a well-rounded approach and staying flexible are crucial. Markets are dynamic, and what works today may not work tomorrow. Therefore, staying informed, refining your techniques, and understanding your risk tolerance are the pillars of successful trading over the long term.
Letting go of hate after being wronged is never an easy pill to swallow, but guess what, YOU need it more than the opposing party!
It is natural to have a feeling of intense emotions, including anger and resentment after someone wronged you, or even disappointed you for failing to meet your specific needs. But, allowing these feelings to fester can lead to a cycle of negativity that harms your well-being and relationships.
So, here’s a guide on how to move beyond hatred and find healing:
Acknowledge Your Emotions
All emotions are important, take note of that! The first step in overcoming this feeling of hatred is to acknowledge it on your own without any judgment targeted to yourself or to the other party. It’s important to recognize that anger, hurt, and betrayal are valid responses to being wronged. Allow yourself to feel these emotions and understand that the “acknowledgment” is part of the healing process.
Take Time to Reflect on the Situation
Think about what happened and try to understand the context of everything, from the wrongdoings to the motivations behind it. And no, it doesn’t mean that you are actually excusing the behavior of the other party, you just have to gain some perspective to help you process your feelings and prevent it from overwhelming your thoughts! But, while reflection is great, excessive contemplation can keep you trapped in a cycle of anger and resentment as well, so allocate specific times to think about the situation, and then distract yourself with things that’ll make you feel better. This is when you must practice mindfulness.
Focus on Self-Care
It takes two to tango; if you got into the situation, then there must be an action that you took which may have caused it to rapture, too. But, guess what, the only one you can control is YOURSELF! So, invest in activities that promote your well-being and happiness such as exercising, getting into new hobbies, and spending time with supportive people can help shift your focus away from the negative experience..
Seek to Understand, Not to Condemn
Hate the sin, love the sinner, right? Well, if you’re not religious, then just for your own sake and mentality, try to understand the other person’s perspective without condoning their actions. That person may have acted out a certain way out of their own pain or ignorance, and understanding this can greatly help reduce the power of their actions over your emotions.
Seek Professional Help
In today’s generation, there are tons of therapy opportunities. So, when you need to have that emotional weight lifted or let go, then seek help; not from your friends nor family, but from a professional. Therapy can offer a safe space.
Practice Forgiveness
Forgiveness is a personal choice and doesn’t necessarily mean reconciling with the person who wronged you. It’s about freeing yourself from the burden of hatred. Let it be a gradual process, and it’s okay to take it one step at a time.
Avoid Associating
Last but not the least, avoid associating and categorizing in terms of hating an entire group just because you were wronged by one. Again, this is where the “hate the sin, love the sinner” quote comes in. Aside from breaking bonds and networks, it can also harm you mentally.
Remember, the path to moving beyond hate is not about forgetting or excusing but about reclaiming your peace and happiness. So, Sugboanons, DO IT FOR YOU; not for anyone else, but you!
Starting today, direct flights from Mactan to Bantayan are now available twice a week, offering a quick and convenient way to reach the top beach destination in Cebu.
Photo by Carlo Cantago
The flights, operated by King Aces Travel and Tours Corporation under their LEASCOR brand, will bring you from Mactan’s General Aviation Terminal to Bantayan Island Airport in just 30 minutes, every Friday and Sunday.
Photo by Jason Lidres
Don’t miss out on this limited-time offer! The Php888.00 special rate is only available from August 28 to October 27, 2024. Whether you want a relaxing beach vacation or an adventurous week, these direct flights make it easier and more affordable than ever to reach Bantayan Island.
Photo by 램보월Photo by 램보월Photo by Jason LidresPhoto by Senyorita Rachel
So, Sugboanons, secure your tickets now and get ready to touchdown at Bantayan’s breathtaking seas and shores!
You heard that right; beer is vegan! So, if you’re wondering what other guilty-pleasure beverages and foods you can still indulge in on a vegan diet, then we’ve got you covered!
Photo from Canva
What Is a Vegan Diet?
A vegan diet focuses on consuming fruits and vegetables, or plant-based alternatives. Unlike vegetarians, vegans completely avoid meat-based products, including eggs, milk, cheese, mayonnaise, and even seafood. By maintaining a vegan diet, one can reduce the risk of diabetes, high-blood pressure, and many other diseases related to over consumption of meat.
Delectables That Are Surprisingly Vegan
Sugboanons are known to love meat and chichiryas; so, here are some unbelievably vegan options for you:
Lucky Me! Pancit Canton (Original Flavor)
Photo from Canva
Our all-time favorite Lucky Me! Pancit Canton, in its original flavor, is one of the most convenient vegan options. This popular Filipino instant noodle is free from any animal products and is perfect for a tasty meal when you’re short on time or just need a savory snack. So, bring on that whole wheat vegan bread and pair it with the go-to canton!
V-Cut and Boy Bawang
Photo from Canva
Looking for pulutan? Well, pick up that bag of V-Cut and Boy Bawang as they are both certified vegan! V-Cut, with its crisp and salty goodness, and Boy Bawang’s garlic-flavored crunch, make perfect vegan-friendly snacks and pairings for alcoholic beverages during fiestas.
Sky Flakes
Photo from Canva
These light and crispy crackers are vegan-friendly and versatile. You can snack it on their own, or as an accompaniment to soups and dips, offering a crunchy texture without any animal-derived ingredients.
Steak Seasoning
Photo from Canva
If you love adding a burst of flavor to your dishes, you might be surprised to find that some steak seasonings are vegan. These seasonings can enhance the taste of vegetables, tofu, or other plant-based proteins, providing a savory kick without any animal products. But, do check the ingredients before purchasing since not all seasonings are made equal.
Spring Rolls
Photo from Canva
Whether you enjoy them fresh or fried, traditional spring rolls can be a great vegan option. Filled with a variety of vegetables and wrapped in a thin pastry, they offer a crunchy, savory snack or appetizer that is naturally free from animal ingredients.
Popcorn
Photo from Canva
Popcorn is a classic snack that is often overlooked as a vegan option. It’s naturally plant-based and can be enjoyed plain or with a variety of vegan-friendly seasonings. Whether you’re watching a movie or just need a light snack, popcorn is a delicious and versatile choice.
So, Sugboanons, which among the listed vegan options are you surprised to know about? Share it to us in the comments below!
And if you want more vegan options for everyday, check out these Vegan and Vegetarian Restaurants in Metro Cebu that would fill your taste buds and guts with the healthiest and tastiest meals!
Let’s be honest, not everyone can afford a home in this freakishly crazy economy; but, if you can, then we’re here to help you!
Photo from Canva
The Queen City of the South, Cebu, stands out as one of the wealthiest cities outside Metro Manila—an achievement that often prompts medium-wage earners to wonder about the “HOW’s” and “WHY’s” of affording a property here. Despite these challenges, the city’s economy continues to thrive, huge thanks to the booming BPO industry driving its growth.
In correlation to the growing BPO industry, we now get to see more and more condominiums popping up almost everywhere! But, while it’s easy to locate a condo, buying a property involves more than just covering the initial cost. Many choose a house and lot for raising a family, but this raises the question: how can a medium-wage earner in Cebu realistically afford a home?
We’ve scoured every guide, tip, and trick out there, and here’s the ultimate scoop on how to make home buying in Cebu a breeze:
Know Your Financial Situation
Photo from Canva
Prior to even looking at the house and lot that you’re planning to buy, always know your financial state! You must determine how much you can afford for the property’s downpayment and the succeeding mortgage payments if that’s what you’re after. In hindsight, the overall total of your housing payments must NEVER exceed 35% of your monthly salary. Not to mention, you should also be able to maintain an emergency fund, just in case something happens, then you won’t be missing your payment dues.
Layout & Understand Your Options
Photo from Canva
Whether you plan on financing your property via Pag-IBIG funding, home loans, or maybe a portion of it from other credit sources, you should research the loan options, interest rates, terms and conditions, and even the qualifications. Don’t just head over to the institution empty-handed while demanding a loan, it’ll just make the process longer. Also, once you have decided, make sure to secure your financing and keep all related documents, alongside copies of it for future reference.
Do Your Housing Research
Photo from Canva
That home with a white picket fence and a large tree in the yard may be your dream, BUT, will the 3-hour drive going to your workplace be worth it in the long run? How about its proximity from schools and hospitals? Even worse if you’re just commuting your way to work and you’d have to ride three different jeepneys and a tricycle to reach your destination! This is why it’s important to consider the location of your home as well as looking into the future developments or projects in the area; who knows, maybe your white picket fence house will be in-between a mall and a cemetery come 10 years time. In addition, if you’re someone with disabilities or will be living with someone who has special needs, you should also consider the design of the home to make your lives easier.
Find a Reliable Real Estate Agent
Photo from Canva
Real estate agents are the heroes in the housing industry, but there are many out there who are just looking to scam gullible and new buyers. So, it’s best to partner up with a real estate company who has the reputation of putting their customers first. Find and verify their credentials, as well as seek recommendations and look out for legit client reviews!
Visit the Property
Photo from Canva
Don’t be fooled by 3D mockups on the internet’ head over to the property and check every nook and cranny for any issue or repairs you may need to address. Even better is for you to consider hiring a professional inspector during your visit along with a legal team to make sure that everything will be set straight prior, during, and after the purchase.
Learn to Negotiate
You effortlessly negotiate when buying your ukay-ukay hauls at Molave Cebu, so why pause your negotiating tactics now that you’re buying your first home? Price negotiation is part of the process, therefore, you mustn’t hesitate to do so. You may even research and compare the prices of the properties that you are considering so that all’s fair and you’ll definitely get to have the right price for your perfect home.
Listen to the Neighborhood
Photo from Canva
Not necessarily asking for gossip and talks, but what you do need is for you to know the situation of the neighborhood. You may inquire questions such as facts related to flooding, landslide, and many calamities that may ensue within the area. Although, a little backstory about the home in question is also great, especially if you’re one who’s cautious about previous owners and used furniture; y’know what we mean.
So, Sugboanons, by following these best practices, you can make informed decisions and purchase a home that aligns with your financial situation and long-term goals. And if you have additional tips for your fellow potential homeowner, list them down in the comments below!
As 2024 draws to a close, our cinemas will be filled with highly anticipated movies that are set to bring both nostalgic reboots and inventive new art pieces. This year’s lineup promises a mix of familiar faces and fresh stories, making sure that there’s something for everyone to look forward to. From beloved franchises making their return to original films pushing creative boundaries, the coming months are packed with cinematic experiences that will make the end of the year unforgettable for film lovers.
So, check out the list for the film releases you should include in your calendar:
Beetlejuice, Beetlejuice
Release Date: Sept 6, 2024
Photo from IMDB
The long-awaited sequel to the beloved 1988 classic *Beetlejuice* makes its debut in Philippine theaters with Tim Burton returning to direct the film. Michael Keaton will also be reprising his iconic role as the mischievous and eccentric ghost, promising a fresh dose of otherworldly antics and gothic charm.
Transformers One
Release Date: September 20, 2024
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And yet another Transformers movie is coming! This latest installment gets into the origins of the Autobots and Decepticons, offering a fresh perspective on their epic saga. With stunning visual effects and high-action sequences, it’s set to be a thrilling ride for both long-time fans and newcomers.
Joker: Folie à Deux
Release Date: October 4, 2024
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Directed by Todd Phillips and starring Joaquin Phoenix and Lady Gaga, this film will explore a new point of view of the iconic villain’s life, mind, and love! Not to mention, it will have musical performances within the story, so, grab a hold of your karaoke list because after the show, you’ll definitely have new songs to sing.
Venom: The Last Dance
Release Date: October 25, 2024
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The latest installment in the *Venom* series sees Tom Hardy returning as Eddie Brock, going through the chaos brought on by his alien symbiote. With high-stakes action and dark humor, this film is set to deliver a continuation of Venom’s saga as both characters are hunted by both of their worlds.
Wicked & Gladiator II
Release Date: November 22, 2024
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November 22, 2024, brings a double feature of excitement with the release of both “Wicked” and “Gladiator II.” “Wicked,” the long-awaited film adaptation of the beloved Broadway musical, will showcase its spellbinding story and memorable music on screen. Meanwhile, “Gladiator II” returns to the epic world of ancient Rome, featuring a new chapter in the story that began with Ridley Scott’s 2000 classic.
Moana 2
Release Date: November 27, 2024
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More musicals! Disney fans will be diving back into the adventurous world of “Moana” with the release of the sequel showing the journey of the brave voyager with new challenges and a new crew.
Mufasa: The Lion King
Release Date: December 20, 2024
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Another Disney live-action 3D, “Mufasa: The Lion King” will focus on the backstory of the beloved lion king and Scar during their youth. So, would this mean that we’d get to see how Scar got his moniker?
Nosferatu
Release Date: December 25, 2024
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Rounding out the year, “Nosferatu” will make its chilling debut on Christmas Day, December 25, 2024. This highly anticipated remake of the classic 1922 silent horror film is set to bring a modern twist to the iconic vampire tale.
So, Sugboanons, which among the films above are you most excited to watch? Share your thoughts in the comments below!
