Every rainy season in the Philippines brings more than slippery roads, it also brings one of a car owner’s biggest nightmares…flooding. Here are some steps you can take if your car gets flooded.
Even though SUVs and high-clearance vehicles aren’t immune when streets turn into rivers. Knowing the right steps to take after your car gets submerged can spell the difference between a quick recovery and a costly disaster.
Do Not Start the Engine
Your first instinct might be to turn on the ignition, but don’t do it. Starting a flooded engine can cause serious internal and electrical damage. If it’s safe, disconnect the battery to avoid short circuits. Then, immediately call your insurance provider and a towing service to safely move your vehicle to higher ground or a service center.
Document the Damage
Before any cleanup, take clear photos and videos of your car, inside and out. Capture the waterline, wet interiors, and visible damage. These images will serve as important proof when filing your insurance claim.
Dry It Out
Once conditions are safe, begin drying the car’s interior. Open all doors and windows, remove seat covers and carpets, and use a wet/dry vacuum or towels to soak up moisture. This step is crucial in preventing mold and mildew, which can damage upholstery and cause unpleasant odors.
Leave It to the Experts
Even if your car looks fine on the outside, floodwater may have seeped into the engine or electrical systems. Always have it professionally inspected before driving again. Mechanics can check for contaminated fluids, corroded parts, and damaged wiring, ensuring your car is safe to use.
Floods can happen anytime, anywhere. To minimize risk, avoid parking in flood-prone areas and consider comprehensive insurance with Acts of Nature coverage. A little preparation today can save you from major repairs tomorrow, and keep your car ready to roll, rain or shine.
